Homeowner resource / Printable
Arkansas Storm Damage Roof Checklist
A practical record of the next steps, not a roof-access guide or a coverage decision. Check items on this device or print a clean copy. Your checklist choices are not submitted or saved by the website.
Your next steps
Start with safety
Wait until conditions are safe. Stay away from downed lines, unstable structures and damaged areas. Contact emergency services for immediate danger. Do not climb onto a storm-damaged roof.
Make a factual visual record
From safe ground or accessible interior areas, take overview and detail photographs. Note when you noticed the conditions. Do not guess a cause or date you cannot confirm.
Arrange safe temporary protection
Ask qualified professionals about urgent leak mitigation. Keep receipts and photographs. Ask the insurer about its documentation requirements before permanent repairs; do not delay necessary safety measures.
Contact your insurer or agent
Report known facts through its official process. Keep the claim number and instructions privately. Ask which policy requirements, deductible and records apply.
Arrange a construction inspection
Request a professional roof inspection. Ask for visible findings, areas needing further assessment and a construction estimate where appropriate.
Keep the useful records
Retain photographs, inspection notes, estimates, receipts, damaged-material records and insurer communications. Check with the insurer before disposing of materials it may need to inspect.
Separate scope from coverage
Compare the proposed construction work to the documented conditions. Ask the contractor about methods and quantities; ask the insurer about policy decisions. Additional documentation does not guarantee payment.
Choose the next step deliberately
Verify the contractor and written scope. Avoid pressure to sign. Keep your project agreement separate from assumptions about insurer payment.
A clearer next step